CitiBank is one of the most famous & trusted financial institutes in United States that issues different credit cards. Customers who have citi cards can check their CitiBank Credit Card Balance online or by Sms. All they need is to follow step by step procedure to check their Citi credit card balance that includes Outstanding and your available credit limit.
Why Its Important to Check CitiBank Credit Card Balance
CitiBank like any card issuer assigns a credit limit to cardholder’s account which is the maximum amount of outstanding debt they’re allowed to have on their account at any given time. Therefore, they can only spend a certain amount of money on their credit card. Citi Cardmembers can keep making purchases up to the amount of their credit limit as long as they have available credit.
See Also: How to Increase CitiBank Card Credit Limit?
It is very important for you to keep credit card balance within the credit limit. Because there are some penalties and consequences for exceeding your citibank credit card balance depending which credit card you’re using. And keeping credit card balance within the credit limit could only be done by keeping an eye on your current credit card balance of citibank.
How to Check Citi Credit Card Balance?
There are mainly two ways CitiBank offers its customers to check their credit card current balance. If you’re a card member, you can check your current balance, outstanding and your available credit limit by CitiBank Login online or through SMS. Let us learn both.
CitiBank Credit Card Balance Check Online:
- Login to your CitiBank credit card account.
- Go to ‘View account summary‘ in your Citibank Online home page.
- Choose Credit Cards option.
- Now choose the particular card you’re using or want to check balance of.
- View ‘Balance‘ that is mentioned in the summary of the card.
CitiBank Credit Card Balance Check by SMS:
You can SMS, ‘CARDBAL XXXX’ to 52484, from your registered mobile number to check the current balance in your Citi Bank credit card. Here, XXXX denotes last 4-digits of your Citi Credit Card number. For subscribers other than Aircel / Airtel / Vodafone / Idea, please send the SMS to +919880752484.